| Description: | There are two types of coverage to choose from, a Standard policy or a Basic policy. The rating for these policies varies depending on the driver's Tier Rating. Drivers are appointed to a specific tier according to risk characteristics, such as driving history, coverage limit, vehicle type, and years of driving experience. These risk factors vary by company, and as a result, the insurance companies had to prove that their tiers were based on loss experience and were revenue neutral, and not arbitrary or unfairly discriminatory. Therefore it is essential you browse insurance companies to find one that fits your needs. |
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